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LUCA • THE AI OPERATING SYSTEM
The AI operating system
for life settlements.
From sourcing to settlement, LUCA runs every stage of the lifecycle on one intelligent platform — intake, underwriting, pricing, and servicing, unified.
Every stage of the lifecycle, unified.
ONE OPERATING SYSTEM
01
Source
Capture sellers and agent referrals, and turn every submission into clean, structured data the moment it lands.
02
Underwrite
Cross‑validate life expectancy across three AI models and physician review — a consensus with a confidence band, not a guess.
03
Price
Optimize premiums, ladder reserves into Treasuries, and model returns into an offer you can act on.
04
Service
Track policies, premiums, and maturities across the book — with compliance and every document in one secure vault.
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